Info-Student Loan Forgiveness Programs

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In certain situations, you can have your Federal student loan forgiven, canceled, or discharged. Find out whether you qualify due to your job, disability, the closure of your school, or other circumstances. Some positions may qualify for the Public Service Loan Forgiveness Program.

Public Service Loan Forgiveness (PSLF) Program
Forgives the remaining balance on your Federal Direct Loans after 120 qualifying monthly payments (10 years).

Teacher Loan Forgiveness
Forgives up to $17,500 of your Direct or FFEL Subsidized or Unsubsidized Loans after 5 complete and consecutive years of teaching at a qualifying school.

Federal Perkins Loan Program

State-Sponsored Student Loan Forgiveness Programs
Many states offer loan forgiveness programs for teachers—especially if you teach in a high need area. The American Federation of Teachers has a searchable database you can use to find state and local forgiveness programs you might qualify for.

For more information, see “How to repay your Loans”